FuelFlex — Drive Without Worry, Fuel Up Now, Pay Later.
Our Core Values
Instant Access
Get fuel loans in under 5 minutes
Fair Terms
Flat 6% interest with no hidden fees
Secure Transactions
Bank-grade encryption protects all data
Growth Focused
Good repayment unlocks higher limits
CapitalFlex — Nigeria’s All-in-One Credit & Payments Platform
We empower individuals, market traders, and small businesses with instant access to credit, secure digital payments, and smart financial tools. From Abuja to Lagos, Kano to Port Harcourt, CapitalFlex helps you spend smarter, grow faster, and achieve more — all in one easy-to-use mobile app. Whether it’s fueling your business, managing personal expenses, or sending money, CapitalFlex puts financial freedom in your pocket.
WHO WE SERVE
Built for Nigeria's everyday heroes
E-Hailing Drivers
Bolt, Uber, InDrive drivers who need daily fuel loans.
Small Business Owners
From market traders to POS agents, we've got you covered.
Young Hustlers
Freelancers, students, and gig workers who need quick cash to keep moving.
HOW IT WORKS
Credit in minutes, not weeks.
Download FuelFlex
Sign up with BVN/NIN.
Apply for a Loan
Choose fuel, airtime, or SME loans.
Get Instant Credit
Sent to your wallet or fuel station partner.
Repay & Grow
On-time repayments = bigger limits.
Why Choose FuelFlex?
Instant Fuel Loans
Get up to ₦30,000 credited within minutes - faster than you can say "fill 'er up!"
Low Interest, No Stress
Only 6% interest, repayable within 48 hours. Rates lower than the competition.
Fast & Easy Onboarding
Verification and approval completed in minutes - less time than your coffee break.
Zero Paperwork
No lengthy forms or guarantors required. Your phone is all you need to apply.
Flexible Tiers
Repay on time to unlock higher loan amounts and longer repayment periods.
24/7 Support
Round-the-clock customer service ready to assist whenever you need help.
Ideal For:
Bolt & Uber Drivers
Across Nigeria
InDriver Operators
And other ride-hailing services
Commercial Taxi Drivers
Keeping Lagos moving
Transport Owners
Fleet managers and operators
Why Drivers Prefer FuelFlex
You work tirelessly, navigating Nigeria's traffic, fuel shortages, and rising costs.
FuelFlex ensures your work never stops. No more idle cars or worries about fuel money — just fuel, freedom, and flexibility.
Join thousands of Nigerian drivers who trust FuelFlex to fuel up now and pay later
THE FUELFLEX ADVANTAGE
Powering Nigeria's digital payments revolution
All Bills in One Place
Pay electricity (PHCN), water bills, TV subscriptions (DSTV, GoTV), and airtime across Nigeria.
Nigerian-First Credit Scoring
AI-powered assessment tailored to Nigeria's informal economy.
Community Lending Circles
Nigerian cooperative-inspired groups keep defaults below 5%.
100% Nigeria-Compliant
Full BVN/NIN verification, NDIC-insured transactions, and CBN-licensed operations.
Nigeria-Wide Network
5,000+ partner locations: fuel stations, POS agents, and SME clusters across all 36 states.